How mobile deposit works

1. Which Banks Have Mobile Deposit
2. Check Deposit Online Instant Funds
3. Online Banks With Instant Mobile Deposit
4. Banks With Instant Mobile Deposit
5. Mobile Deposit With Immediate Funds

Explore these simple steps to deposit checks in minutes.

1. Download the Wells Fargo Mobile app to your smartphone or tablet.

PNC customers deposit on average over 2 million checks per month using their mobile devices! See how easily you can deposit a check right from your smartphone — quickly, conveniently, and securely with mobile deposit and our mobile banking apps. Mobile Check Deposit allows you to make check deposits anytime, anywhere with the SmartBank mobile app. Depositing funds has never been easier, in fact it’s a snap! Steps for using Mobile Check Deposit Using your SmartBank mobile app, go to the list of available actions. DEPOSIT your check! Mobile Check Deposit Requirements: Back of check must be signed and have 'For Mobile Deposit Only at Great Western Bank' underneath signature. Maximum deposit per day is $2,500. Maximum deposit in any 30-day period is $10,000. Deposits made after 6:00 p.m. CT will be processed the following business day. Your money could be available the next business day when you make your deposit before 11 PM ET. Deposit after that, and it may take up to the second business day for the check to clear. You can check online banking or the mobile app to confirm that your check has cleared for the correct amount. Hold onto your check for 14 days before destroying it.

2. Sign on to your account.

3. Select Deposit in the bottom bar. Or, use the Deposit Checks shortcut.

1. Select an account from the Deposit to dropdown. If you have set up a default account, it will already be pre-selected.

Which Banks Have Mobile Deposit

2. If you want to create or change your default account, go to the Deposit to dropdown and select the account you want to make your default, then select Make this account my default.

1. Enter the check amount. Your account’s remaining daily and 30-day mobile deposit limit will also display on the screen.

2. Make sure the amount entered matches the amount on your check, and select Continue.

1. Sign the back of your check and write “For Mobile Deposit at Wells Fargo Bank Only” below your signature (or if available, check the box that reads: “Check here if mobile deposit”).

2. Take a photo of the front and back of your endorsed check. You can use the camera button to take the photo. For best results, use these photo tips:

• Place check on a dark-colored, plain surface that’s well lit.

Check Deposit Online Instant Funds

• Position camera directly over the check (not angled).

Online Banks With Instant Mobile Deposit

• Fit all 4 corners inside the guides on your mobile device’s screen.

Banks With Instant Mobile Deposit

1. Make sure your deposit information is correct, then select Deposit.

2. You’ll get an on-screen confirmation and an email letting you know we’ve received your deposit.

3. After your deposit, write “mobile deposit” and the date on the front of the check. You should keep the check secure for 5 days before tearing it up.

Still have questions?

Mobile Deposit With Immediate Funds

Mobile deposit is only available through the Wells Fargo Mobile^® app. Deposit limits and other restrictions apply. Some accounts are not eligible for mobile deposit. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. See Wells Fargo’s Online Access Agreement for other terms, conditions, and limitations.

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